Delta Air Lines and American Express offer a slate of cobranded credit cards that fit the occasional flyer to the frequent traveler and everything in between.
Right now, all of Delta’s Amex cards (except for one) are offering their highest-ever bonuses if you can meet their spending requirements. The haul of SkyMiles you’d earn could fund your next trip or help you get to a dream redemption.
Let’s dive into each of these offers to see which one may be a good fit for you.
Comparing Delta credit card welcome offers
Here’s an overview of the offers at first glance:
| Card | Welcome offer | Annual fee | Bonus value* |
|---|---|---|---|
|
Earn up to 125,000 bonus miles after meeting two spending thresholds:
|
Up to $1,563 |
||
|
Earn up to 100,000 bonus miles after meeting two spending thresholds:
|
Up to $1,250 |
||
|
Earn up to 90,000 bonus miles after meeting two spending thresholds:
|
$0 introductory annual fee for the first year, then $150 (see rates and fees)
|
Up to $1,125 |
|
|
Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership. |
$125 |
||
|
Earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership. Offer ends April 1. |
$1,563 |
||
|
Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends April 1. |
$1,250 |
||
|
Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends April 1. |
$0 introductory annual fee for the first year, then $150 (see rates and fees)
|
$1,125 |
*Bonus value is based on TPG’s January 2026 valuations and is not provided or reviewed by the issuer.
Delta personal cards
Delta offers four personal cards. The card that is right for you depends on how frequently you fly with Delta and how much you’re willing to pay for an annual fee.
Let’s take a look at what differentiates each of the Delta SkyMiles personal cards.
Delta SkyMiles Reserve American Express Card
The Delta SkyMiles Reserve is ideal for hardcore Delta fans and frequent flyers.
Current welcome offer: Earn up to 125,000 bonus miles after meeting two spending thresholds:
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- Earn 100,000 bonus miles after spending $6,000 on purchases in the first six months of card membership
- Plus, earn 25,000 bonus miles after spending an additional $3,000 on purchases in the first six months of card membership (for a total of $9,000 in spending to earn the entire bonus)
Offer ends April 1.
TPG’s valuations place this offer at up to $1,563 in value.
This matches the highest bonus miles we’ve seen in the card’s history. However, the spending requirement is $3,000 higher than that previous offer, since the previous best-ever bonus provided 125,000 bonus miles for just $6,000 on purchases in the first six months of card membership (offer no longer available).
Still, now is an excellent time to apply, as long as you can meet the spending requirements involved.
Annual fee: $650
Key benefits: Delta’s premium consumer credit card offers a range of valuable perks. For loyal Delta flyers who enjoy visiting the Sky Club, this card can pay for itself with lounge access, spending boosts and other benefits.
With this card, you’ll earn 3 miles per dollar spent on Delta purchases made directly with the airline. Plus, you’ll enjoy a slew of Delta-related perks, including:
- Access to complimentary upgrades (for non-Medallions)
- Annual companion certificate upon card renewal for round-trip travel in first class, Comfort or Main Cabin within the U.S. (including Alaska and Hawaii) as well as other select destinations. Delta Basic experiences are not eligible for this benefit.
- Complimentary access to American Express Centurion Lounges when flying on a same-day Delta flight with a ticket purchased on the card
- Delta Sky Club access, plus four one-time guest passes each year (you’ll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
- Earn 1 MQD per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year
- First checked bag free on Delta flights and priority boarding
- 15% off award redemptions for Delta flights (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Reserve.
Apply here: Delta SkyMiles Reserve American Express Card
Delta SkyMiles Platinum American Express Card
If you fly frequently with Delta but can’t justify the pricier Delta SkyMiles Reserve, the Delta SkyMiles Platinum is worth considering.
Current welcome offer: Earn up to 100,000 bonus miles after meeting two spending thresholds:
- Earn 80,000 bonus miles after spending $4,000 on purchases in the first six months of card membership
- Plus, earn 20,000 bonus miles after spending an additional $2,000 on purchases in the first six months of card membership (for a total of $6,000 in spending to earn the entire bonus)
Offer ends April 1.
This value is worth up to $1,250, per TPG’s valuations.
If you’re able to meet both spending thresholds, this is the highest offer we’ve seen in the card’s history, so now is a great time to apply.
Annual fee: $350
Key benefits: This card is a good option if you fly Delta somewhat regularly and are looking for a way to earn miles on purchases and reach elite status. However, even if you aren’t going for status, the companion certificate alone can make the annual fee for this card worth it.
With this card, you’ll earn 3 miles per dollar spent on Delta purchases made directly with the airline.
It also includes the following perks:
- Annual companion certificate upon card renewal for Main Cabin round-trip flights within the U.S. (including Alaska and Hawaii), as well as destinations in Mexico, and select destinations. Delta Basic experiences are not eligible for this benefit.
- Earn 1 Medallion Qualification Dollar for every $20 spent on your card, plus a 2,500 MQD headstart at the beginning of each Medallion qualification year
- First checked bag free on Delta flights and priority boarding
- 15% off award redemptions for Delta flights (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Platinum.
Apply here: Delta SkyMiles Platinum American Express Card
Delta SkyMiles Gold American Express Card
If you want to take advantage of a welcome bonus but don’t fly Delta frequently, the Delta SkyMiles Gold is your best option.
Current welcome offer: Earn up to 90,000 bonus miles after meeting two spending thresholds:
- Earn 70,000 bonus miles after spending $3,000 on purchases in the first six months of card membership
- Plus, earn 20,000 bonus miles after spending an additional $2,000 on purchases in the first six months of card membership (for a total of $5,000 in spending to earn the entire bonus)
Offer ends April 1.
This bonus is worth up to $1,125, according to TPG’s valuations.
This is the highest offer we’ve seen in the card’s history, so now is an excellent time to apply.
Annual fee: $0 introductory annual fee for the first year, then $150
Key benefits: This card is ideal for occasional Delta flyers looking for a few extra perks when they’re flying with the airline.
With this card, you’ll earn 2 miles per dollar spent on Delta purchases made directly with the airline.
Other perks include:
- First checked bag free on Delta flights
- $200 Delta flight credit annually after spending $10,000 in a calendar year
- 20% inflight discount (in the form of a statement credit)
- 15% off award redemptions for Delta flights (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Gold.
Apply here: Delta SkyMiles Gold American Express Card
Delta SkyMiles Blue American Express Card
If you want an entry-level card to start earning SkyMiles and fly less frequently with Delta, then Delta SkyMiles Blue is the card for you.
Current welcome offer: Earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership.
According to TPG’s valuations, these miles are worth $125.
This is the standard offer we typically see on this card. The SkyMiles Blue typically doesn’t receive an elevated offer, so we recommend applying whenever you’re ready.
Annual fee: $0
Key benefits: As a no-annual-fee card, it offers fewer benefits than the others. Still, there are some simple perks for cardmembers.
With this card, you’ll earn 2 miles per dollar spent on Delta purchases made directly with the airline.
Other benefits include:
- Pay with Miles (take up to $50 off the cost of your flight for every 5,000 miles you redeem when booking on delta.com)
- 20% inflight discount (in the form of a statement credit)
To learn more, read our full review of the Delta SkyMiles Blue.
Apply here: Delta SkyMiles Blue American Express Card
Delta business cards
If you own a small business or have a side hustle through which you pay business expenses, one of these offers may be a great addition to your work wallet.
Delta SkyMiles Reserve Business American Express Card
As the most expensive business card Delta offers, the Delta SkyMiles Reserve Business comes packed with great perks for Delta loyalists.
Current welcome offer: Earn 125,000 bonus miles after spending $15,000 on purchases in the first six months of card membership. Offer ends April 1.
According to TPG’s valuations, these miles are worth $1,563.
Annual fee: $650
Key benefits: This card is full of useful perks for small-business owners loyal to Delta.
With this card, you’ll earn 3 miles per dollar spent on purchases made directly with Delta
Its suite of Delta-related benefits includes:
- Access to complimentary upgrades (when available) for non-Medallion members
- Annual companion certificate upon card renewal for round-trip travel in first class, Comfort or Main Cabin within the U.S. (including Alaska and Hawaii) as well as destinations in Mexico, and select destinations. Delta Basic experiences are not eligible for this benefit.
- Complimentary access to American Express Centurion Lounges when flying on a same-day Delta flight with a ticket purchased using the card (up to two guests may also enter for a fee of $50 each)
- Delta Sky Club access (you’ll receive 15 visits per year; earn an unlimited number of visits when you spend $75,000 or more between Jan. 1 and Dec. 31 of each calendar year)
- Earn 1 MQD per $10 spent on your card, plus 2,500 MQDs at the start of each Medallion qualification year
- First checked bag free on Delta flights and priority boarding
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Reserve Business.
Apply here: Delta SkyMiles Reserve Business American Express Card
Delta SkyMiles Platinum Business American Express Card
Business owners who are looking for a good mid-tier airline business card should consider the Delta SkyMiles Platinum Business for its earnings potential and benefits.
Current welcome offer: Earn 100,000 bonus miles after spending $8,000 on purchases in the first six months of card membership. Offer ends April 1.
According to TPG’s valuations, these miles are worth $1,250.
Annual fee: $350
Key benefits: This is a solid mid-tier option for business owners who travel with Delta semi-frequently.
With this card, you’ll earn 3 miles per dollar spent on Delta purchases made directly with the airline.
Other Delta-related perks include:
- Annual companion certificate each year upon card renewal for Main Cabin round-trip flights within the U.S. (including Alaska and Hawaii) as well as destinations in Mexico and select destinations. Delta Basic experiences are not eligible for this benefit.
- Complimentary upgrades (when available) for non-Medallion members
- Earn 1 MQD for every $20 spent on your card, plus a 2,500 MQD headstart at the beginning of each Medallion qualification year
- First checked bag free on Delta flights and priority boarding
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Platinum Business.
Apply here: Delta SkyMiles Platinum Business American Express Card
Delta SkyMiles Gold Business American Express Card
The Delta SkyMiles Gold Business is ideal for smaller businesses or business owners who aren’t Delta loyalists.
Current welcome offer: Earn 90,000 bonus miles after spending $6,000 on purchases in the first six months of card membership. Offer ends April 1.
According to TPG’s valuations, these miles are worth $1,125.
Annual fee: $0 introductory annual fee for the first year, then $150
Key benefits: Small businesses that don’t fly Delta often can still enjoy this card’s perks.
With this card, you’ll earn 2 miles per dollar spent on Delta purchases made directly with the airline.
Other perks include:
- First checked bag free on Delta flights and priority boarding
- Up to $200 annual Delta flight credit after spending $10,000 in a calendar year
- 20% inflight discount (in the form of a statement credit)
- 15% off award redemptions for Delta flights for eligible cardmembers (when paying taxes and fees with this card and booking through delta.com or the Fly Delta app)
To learn more, read our full review of the Delta SkyMiles Gold Business.
Apply here: Delta SkyMiles Gold Business American Express Card
Which Delta credit card is right for you?
With a full lineup of Delta cards, you may wonder how to pick the best offer for your needs. While it might be tempting to go after the one with the highest offer, you should also consider its long-term value in your wallet.
The good news is that you can’t go wrong by applying for any of these offers. Here’s our advice:
- Reserve: Loyal Delta flyers who want lounge access
- Platinum: Regular Delta flyers
- Gold: Occasional Delta flyers
- Blue: Infrequent Delta flyers
Related: Why the Delta SkyMiles Reserve card is still one of the best cards I’ve added to my wallet
Bottom line
Delta SkyMiles isn’t generally the most valuable currency, partly because of unannounced program devaluations over the years. However, that doesn’t mean you can’t find value in the SkyMiles program. Many TPG staffers prefer flying Delta over any other U.S. carrier.
Right now is a fantastic time to apply if you’re looking for a Delta cobranded card, since all of these cards (except for one) are providing great limited-time offers.
Remember that American Express has a once-per-card-per-lifetime rule in place regarding welcome offers. If you’ve had one of these cards in the past, you likely can’t earn a welcome offer on the same card again. Amex will also consider any Delta cards you have or had when determining whether you’re eligible for a welcome offer, as well.
This is why timing your Amex card applications is so important: You only get one opportunity to earn a welcome offer for each of them, so you’ll want to make it count.
Apply here: Delta SkyMiles Reserve
Apply here: Delta SkyMiles Platinum
Apply here: Delta SkyMiles Gold
Apply here: Delta SkyMiles Blue
Apply here: Delta SkyMiles Reserve Business
Apply here: Delta SkyMiles Platinum Business
Apply here: Delta SkyMiles Gold Business
For rates and fees of the Delta SkyMiles Reserve Amex, click here.
For rates and fees of the Delta Platinum Amex, click here.
For rates and fees of the Delta Gold Amex, click here.
For rates and fees of the Delta Blue Amex, click here.
For rates and fees of the Delta SkyMiles Reserve Business Amex, click here.
For rates and fees of the Delta Platinum Business Amex, click here.
For rates and fees of the Delta Gold Business Amex, click here.
